SupportDecode

Updated for 2026 guidelines

Texas Net Resources Calculator

Net resources, not gross pay, is what Texas child support runs on, and in 2026 the guideline percentages apply to at most $11,700 a month of them under Tex. Fam. Code 154.125. This tool walks the exact statutory deductions the state uses to get there.

Reviewed by SupportDecode Editorial Team Page content reviewed Sources Methodology Update log

7 of 10 test scenarios for Texas match official calculator or estimator outputs within the published verification tolerance. 3 still await an official cross-check. See the scenario-by-scenario evidence.

Calculate your net resources

Income
How do you know your income?
Deductions you pay (Sec. 154.062(d))

Monthly net resources: $4,199.17

How net resources was computed
Line itemAmount
Monthly gross payTexas Register, Dec. 19, 2025 "In Addition": OAG 2026 Tax Charts (TRD-202504500, 50 TexReg 8354) (Texas Secretary of State / OAG)$5,000.00
Social Security (OASDI), 6.2%Texas Register, Dec. 19, 2025 "In Addition": OAG 2026 Tax Charts (TRD-202504500, 50 TexReg 8354) (Texas Secretary of State / OAG)-$310.00
Medicare, 1.45%Texas Register, Dec. 19, 2025 "In Addition": OAG 2026 Tax Charts (TRD-202504500, 50 TexReg 8354) (Texas Secretary of State / OAG)-$72.50
Federal income tax (single, standard deduction)Texas Register, Dec. 19, 2025 "In Addition": OAG 2026 Tax Charts (TRD-202504500, 50 TexReg 8354) (Texas Secretary of State / OAG)-$418.33
Net monthly incomeTex. Fam. Code ch. 154 (Child Support Guidelines; incl. 154.061, 154.062, 154.125, 154.126, 154.128-129) (Texas Legislature)$4,199.17
Net resourcesTex. Fam. Code ch. 154 (Child Support Guidelines; incl. 154.061, 154.062, 154.125, 154.126, 154.128-129) (Texas Legislature)$4,199.17

Guideline schedule at this net resources figure

Texas guideline percentage and support amount by number of children
ChildrenPercentageGuideline amount
120%$839.83
225%$1,049.79
330%$1,259.75
435%$1,469.71
5 or more40%$1,679.67

Standard schedule only. A parent with a legal duty to support children outside this case, or net resources under $1,000 a month, uses a different table on the full Texas child support calculator.

Assumptions

  • Gross-to-net conversion uses the 2026 OAG employed-persons tax chart. Only the employee chart is encoded; self-employed parents should enter net resources directly.

Continue to the full Texas child support calculator

Estimate only. The court or state agency calculation controls.

Texas 2026 net resources cap: $11,700.00 per month.

Net resources facts

Governing statute
Tex. Fam. Code 154.061-154.062source
2026 net resources cap
$11,700 per monthsource
Employee tax chart
2026 OAG chart: OASDI 6.2%, Medicare 1.45%, federal income tax (single, standard deduction)source
Deductions after tax
Union dues, children’s health and dental insurance premiums the parent payssource

What net resources means in Texas

Net resources is a defined statutory term, not a synonym for take-home pay. Tex. Fam. Code 154.062 starts from almost all gross income, wages, overtime, tips, bonuses, commissions, self-employment income, rental income, retirement, and unemployment among it, and subtracts a short, fixed list of items.

For an employee, the subtractions are social security taxes (6.2 percent), Medicare (1.45 percent), and federal income tax computed as if the parent were single with the standard deduction, using the tax chart the Office of the Attorney General publishes each year. Union dues actually paid and the cost of the children’s health and dental insurance the parent covers come off next.

Nothing else reduces net resources. Rent, car payments, credit card bills, and voluntary retirement contributions do not count, however real they are in a monthly budget.

The guideline percentages then apply to net resources, but only up to a ceiling. The 2026 cap is $11,700 a month. Net resources above that figure are still net resources; they just do not add to the guideline computation.

Pay varies during the year? Our Texas overtime and bonus income guide shows how to organize the records and avoid counting the same earnings twice.

A worked example

  1. An employee grosses $5,000 a month, paid as a W-2 employee, with no union dues or insurance deductions.
  2. Social Security (OASDI) at 6.2 percent is $310.00.
  3. Medicare at 1.45 percent is $72.50.
  4. Federal income tax from the 2026 OAG chart, computed as a single filer with the standard deduction, is $418.33.
  5. Net resources are $5,000.00 minus $310.00 minus $72.50 minus $418.33, which is $4,199.17.
  6. That figure is below the $11,700 cap, so the full $4,199.17 is the guideline computation base.

The steps above follow the calculation method described on our methodology page.

Texas net resources FAQs

What counts as net resources in Texas?

Almost all income counts: wages, overtime, tips, bonuses, commissions, self-employment income, rental income, retirement, unemployment, and more. The statute then subtracts social security taxes, federal income tax for a single filer with the standard deduction, union dues, and the children’s health and dental insurance premiums the parent pays.

Is net resources the same as take-home pay?

No. Only the deductions Tex. Fam. Code 154.062 lists come off. Voluntary items like 401(k) contributions, health insurance for the parent alone, union dues not actually paid, or debt payments do not reduce net resources, even though they reduce an actual paycheck.

What is the net resources cap for 2026?

The Office of the Attorney General set the cap at $11,700 a month, effective September 1, 2025. Net resources above that amount are still counted as net resources; the guideline percentages simply stop applying past that line.

How is net resources different from gross income?

Gross income is nearly everything you earn before any subtraction. Net resources is what remains after the tax-chart conversion and the specific Section 154.062(d) deductions. For an employee grossing $5,000 a month, net resources commonly land around $4,200, not $5,000.

Does this calculator handle self-employment income?

Not the tax conversion. The Office of the Attorney General publishes a separate self-employment (SECA) chart that this tool does not encode. Self-employed parents can enter their net resources figure directly if they already know it.

Good to know

  • The Office of the Attorney General runs an official Monthly Child Support Calculator that performs this same conversion as one step of a larger guideline computation. This page isolates that one step so it can answer "what are my net resources" on its own.
  • The 2026 tax charts were filed with the Texas Register on December 10, 2025, and are re-published every year; a change in the annual chart changes the net resources figure without any change to gross pay.

How to use this calculator

Enter gross pay in any common frequency and this tool converts it to monthly, runs the 2026 OAG tax chart, and subtracts the deductions you enter. The result is your net resources, the exact figure the Texas guideline percentages apply to.

If you already know your net resources, for example from a pay stub or a prior order, enter it directly instead of gross pay to skip the tax-chart step.

This tool computes net resources only. For the full guideline support amount, including the multiple-family adjustment and the low-income schedule, use the Texas child support calculator.

What this estimate includes

  • The 2026 OAG employee tax chart: OASDI, Medicare, and federal income tax
  • Union dues and the children’s health and dental insurance deductions
  • The $11,700 net resources cap, shown separately from your uncapped net resources
  • The standard guideline percentage schedule for 1 to 5 or more children, for reference

What it leaves out

  • The self-employment (SECA) tax chart; self-employed parents should enter net resources directly
  • The multiple-family and low-income percentage tables (see the full child support calculator)
  • Any support amount itself; this tool stops at net resources

Official sources

Official sources last verified: .

Reviewed by SupportDecode Editorial Team Page content reviewed Sources Methodology Update log

Changelog: page first published with the 2026 tax charts and the $11,700 cap. Material changes are dated in the update log.