Reviewed for current 2026 law
New Mexico Child Support Garnishment Calculator
Calculate the federal ceiling applied to immediate withholding.
Reviewed by SupportDecode Editorial Team Page content reviewed Sources Methodology Update log
withholding calculator
Maximum weekly withholding for support: $480.00
That is 60% of disposable earnings, the federal CCPA ceiling that applies to this situation (15 U.S.C. 1673(b)(2)).
| Line item | Amount |
|---|---|
| Federal CCPA ceiling: 60% of disposable earnings (15 U.S.C. 1673(b)(2))15 U.S.C. 1673 (CCPA garnishment limits: 50/55/60/65% for support) (U.S. Congress (text via Cornell LII mirror)) | $480.00 |
| Maximum support withholding: 60% of disposable earnings15 U.S.C. 1673 (CCPA garnishment limits: 50/55/60/65% for support) (U.S. Congress (text via Cornell LII mirror)) | $480.00 |
Assumptions
- Disposable earnings are earnings minus deductions required by law (15 U.S.C. 1672); voluntary deductions are not subtracted.
- Obligor does not support another spouse or dependent child.
- No arrears older than 12 weeks.
Estimate only. The court or state agency calculation controls.
Federal CCPA ceiling under 15 U.S.C. 1673(b)(2); state rules under NMSA 1978, § 40-4A-4.1; 8.50.110 NMAC. Rules last reviewed 2026-08-09.
Support orders generally use immediate withholding
New Mexico’s enforcement law and rules require immediate withholding in covered support cases.
Federal law supplies the four disposable-earnings limits.
Choose the correct federal tier
Answer whether another spouse or child is supported and whether arrears exceed 12 weeks.
What this estimate includes
- Federal four-tier ceiling
What it leaves out
- Order allocation
- Employer fee
- Disposable-income legal review
New Mexico withholding calculator FAQs
Why four percentages?
Other-family support and arrears age determine the tier.
What is the lowest cap?
50%.
What is the highest cap?
65%.
Is gross pay used?
No.
Must the maximum be withheld?
No, it is only a ceiling.
Is withholding immediate?
Generally yes in covered support proceedings.
Official sources
Official sources last verified: .
- NMSA 1978, § 40-4A-4.1 — immediate child support income withholding
New Mexico Legislature Last checked
- 8.50.110 NMAC — income withholding
New Mexico Commission of Public Records Last checked
- 15 U.S.C. 1673 (CCPA garnishment limits: 50/55/60/65% for support)
U.S. Congress (text via Cornell LII mirror) Last checked
Changelog: page reviewed . Material changes appear in the update log.